White Mountain Appraisals, LLC is your FHA certified appraisal company

The FHA keeps the rolls of approved appraisers for each state - White Mountain Appraisals, LLC is on the roster of approved appraisers for Arizona.  If you have an FHA-secured loan, be sure to call White Mountain Appraisals, LLC, as we are approved and qualified to perform FHA reports. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at White Mountain Appraisals, LLC is well-trained on how to work in accordance with the rules and regulations provided.

If you're in need of an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

If your home loan is FHA approved, that means that the loan has been guaranteed by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers. Rather, it provides lending organizations with security through mortgage insurance in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are created to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Remember, the FHA is different from the VA appraiser panel in that the lender can choose the appraisal company.

Down payments are often lower with an FHA loan despite using conventional market rates. Consumers with lower incomes or less starting capital to use as a down-payment on a loan benefit the most from Federal Housing Administration loan programs.